To help our clients achieve their dream of home-ownership, we provide both individualized counseling and an 8-hour workshop series, which make participants eligible to tap into subsidy and down payment assistance programs. The home-buyer workshops assist first-time home-buyers through the complex and often overwhelming process of purchasing and financing a home. Our counseling program plays a vital role in putting the education that clients receive into practice. The workshops provide general information, while the counseling pre-qualifies home-buyers, creates individualized action plans, and provides referrals that set a clear path for families to achieve their dream.