Services

For more information on any services, email communitywealth@elacc.org or call (323) 859-8050

Financial Counseling

As bilingual financial counselors, we educate families and individuals on financial tools, their rights as consumers, and resources that help them build and sustain their assets and wealth.

First Time Home Buyer Workshops

ELACC is a HUD Approved Housing Counseling Agency that helps families and individuals achieve and sustain their goal of home ownership. Click on the icon to view all available courses.

Lending Circles

Across the world, friends and family come together to lend money to each other. With Lending Circles, we’ve transformed this practice into a safe way to build your credit.

VITA Tax Preparation

Our free VITA (Volunteer Income Tax Assistance) Program helps hundreds of low- to moderate-income households with basic income tax return preparation every year. Our IRS-certified volunteers connect eligible individuals to Federal and Cal Earned Income Tax Credits (EITC).

Supporting Street Vendors

As founding members of the Los Angeles Street Vendor Campaign (LASVC), ELACC is proud to work alongside our partners to advocate for our community’s microentrepreneurs and help them build strong businesses.

Calendar of Community Services

We are happy to offer a variety of free services for our community. Please click on the calendar icon to view our monthly offerings. For more information, contact our Community Wealth Department at (323) 859-8050.

Rental Counseling

If COVID-19 has affected your ability to pay rent or utilities, you may now apply for emergency assistance through the State at HousingIsKey.com or by calling 833-430-2122. Our team will be offering FREE rental counseling for Los Angeles residents who have been impacted by COVID-19 and need help with their application. We are happy to help you with the application process and with any questions you may have. Give us a call at (323) 859-8050 to set up an appointment and get started today.

Foreclosure Prevention Clinics

This service is offered through Public Counsel. If you are a homeowner who is behind on your mortgage or at risk of foreclosure, please complete an application to see if you are eligible for a free clinic appointment with a housing coordinator or legal services attorney. Clinics are virtual every second, third, and fourth Tuesday of the month from 2 – 6 p.m. If you have questions, please contact Public Counsel at (213) 385-2977 (ext 306).

Take a First Time Home Buyer Class Online!

ELACC offers a variety of classes and workshops that prepare you to purchase your first home. See below for available options.

Virtual First Time Homebuyer Course

Offered every quarter through Zoom, this 3-week course breaks down what you need to know to buy a house including money management, the importance of credit, and understanding the financing and homebuying processes. Course cost is $25.00.

ELACC’s HomeTrack Online Program

This interactive course is offered year-round. Participants receive a Certificate of Completion upon completing the course, which may help people qualify for down payment assistance or special mortgage programs if available. The cost of this course is $100 per person or couple.

EHomeAmerica Homebuyer Course

Offered year-round, this homebuyer education course teaches participants how to: 1) determine if homeownership is right for them; 2) how to shop for a home; and 3) how to maintain their home. Certificate of completion presented to client. Course cost is $100.00.

Financial Counseling

Contact us for assistance with the following: Financial Management, Income Tax Filing, Budget Counseling, Mortgage Delinquency and Default Resolution Counseling, Non-Delinquency Post Purchase Workshops for Homeowners, and Pre-purchase Counseling. You can reach us at communitywealth@elacc.org or (323) 859-8050.

Lending Circles

Visit the Lending Circles website for more information on how to sign up: www.missionassetfund.org/lending-circles. For questions, email communitywealth@elacc.org or give us a call at (323) 859-8050.

VITA Tax Preparation

Our free VITA (Volunteer Income Tax Assistance) Program helps hundreds of low- to moderate-income households with basic income tax return preparation every year. Our IRS-certified volunteers work hard to ensure families keep more of their hard-earned money by connecting eligible individuals to Federal and Cal Earned Income Tax Credits (EITC). Give us a call at (323) 859-8050 for more information. If you qualify for the CalEITC, you may also qualify for the Golden State Stimulus, a one-time payment of $600 to $1,200 depending on eligibility. To claim the stimulus, you must file a 2020 tax return. Learn more about eligibility by visiting www.goldenstatestimulus.com.

Supporting Street Vendors

As founding members of the Los Angeles Street Vendor Campaign (LASVC), ELACC is proud to work alongside our partners to advocate for our community’s microentrepreneurs and help them build strong businesses. Services we currently offer our street vending community include:

Our team helps street vendors navigate the permit application process in order to obtain a permit to legally sell food. Give us a call at (323) 859-8050 for more information. 

Our team assists street vendors with free tax preparation, including obtaining an ITIN. Tax season is over but give us a call at (323) 859-8050 for more information about next year’s VITA Tax Preparation schedule. 

We have created the Street Vendor Emergency Fund with our partners at Inclusive Action for the City and Public Counsel. This fund will provide direct cash assistance to vendors who can not access resources from the government. Click here for more info.

For nearly 14 years, ELACC has been on the front lines of the street vending legalization movement. In 2013, ELACC and our partners, Inclusive Action for the City, Public Counsel, and the Los Angeles Food Policy Council, officially launched the LA Street Vendor Campaign. This citywide effort led to the legalization of street vending in 2018, and a statewide policy that decriminalized street vending throughout California. But the fight is not over. ELACC continues to work closely with our partners to advocate for our community’s street vendors.